The doors of the most highly exclusive clubs in the world are opened due too the most highly exclusive credit cards.
The majority of the people use credit cards to afford some stuff out of the budget from time to time, but for the wealthy, credit cards are used regularly due to the perks associated. Actually the credit card for the wealthy ones are chosen due too the offered perks.
From hotel upgrades and private airport lounges to highly coveted private jet rides and vacation getaways, exclusive credit cards offer the best that money can buy. But getting access to these highly exclusive perks isn’t easy, it takes a lot of money and status.
Actually, many exclusive credit cards come only by invitation and are available only to at most 1% of the population. Due to its exclusiveness to get to these exclusive credit cards niche our yearly spends must be at least six-figures to be charged to the credit card.
And some cards only allow the elite members of private banks to even apply for that specific credit card. While others are so exclusive that the details of their qualifications remain shrouded with mystery. Here are the Top 5 Most Exclusive Credit Cards in the World.
5. Coutts World Silk Card
It’s the Royalty’s card, Queen Elizabeth II uses this one. As well as other 100 people who have at least $1 million in a Coutts account.
The royal purple credit card comes with 24/7 concierge service, access to exclusive airport lounges, and private shopping at designer stores.
4. Stratus Rewards Visa
The most exclusive color for credit cards is black, but The Stratus Rewards Visa is bright white. The color of this credit card isn’t its unique quality, the card is only available through invitation to high-net-worth consumers. Other perks include personal concierge services, discounted charter flights, car service, upgrades at luxury hotels, merchandise discounts, and a consultation with lifestyle experts.
There is a $1,500 annual fee for the Stratus Rewards Visa.
3. Dubai First Royal MasterCard
The left and top sides of the credit card are trimmed in gold and a .235-carat solitary diamond in the center of the face of black card. So if you love the sparkle of diamonds and the glitter of gold, then the Dubai First Royal Master Card is for you.
You ask for the moon and we try and get it. – Ibrahim al Ansari, Chief Executive of Dubai First
With no credit limit and zero restrictions, the cardholders are free to spend as much as they desire. Getting this card requires a special invitation from the bank.
2. JP Morgan Chase Palladium
Nearly ten years after the first American Express Centurion Card was made, the JP Morgan Chase Palladium entered the scene.
Made of laser-etched palladium and gold, this card is reserved for those who have a relationship with JP Morgan private bank. Unlike the American Express card, the JP Morgan Chase Palladium Card has an annual fee of only $595.
There is no set spending limit either and the card offers is a very high rewards program. Every one dollar that a cardholder spends on travel equals two points in the rewards program and the cardholders also receive a bonus of 35,000 additional points after they spend $100,000.
1. American Express Centurion Card
The number one most exclusive credit card in the world, resides with the original “black card.” Released in 1999, the American Express Centurion Card has maintained its high status through the hard work of American Express to keep a veil of mystery around the card.
While American Express won’t release the full details of how one becomes a cardholder, a few details have made their way onto the internet over the past 15 years. But you must have been an American Express Platinum cardholder for over one year and have charged at least $250,000 on the American Express Platinum card within a year.
There is a 24-hour American Express concierge that you may call upon whenever your heart desires. You will also have access to flight upgrades, complimentary hotel rooms, personal shoppers, and even the ability to shut down a luxury retail story so you can shop in privacy.
